{"id":6563,"date":"2018-06-30T14:00:16","date_gmt":"2018-06-30T06:00:16","guid":{"rendered":"http:\/\/primer.com.ph\/tips-guides\/?p=6563"},"modified":"2021-07-15T11:02:55","modified_gmt":"2021-07-15T03:02:55","slug":"disability-benefits-in-the-philippines-an-expats-guide","status":"publish","type":"post","link":"https:\/\/primer.com.ph\/tips-guides\/2018\/06\/30\/disability-benefits-in-the-philippines-an-expats-guide\/","title":{"rendered":"Disability Benefits in the Philippines: An Expat\u2019s Guide"},"content":{"rendered":"

Living life with a disability is not always easy. Whether one has been disabled since birth or through an accident, there are always a couple of challenges that comes with not being 100% able. Thankfully there are certain agencies in nearly every country that recognize the need to provide benefits for persons with disabilities.<\/p>\n

\"\"<\/p>\n

For expats living in the Philippines, you may be wondering whether you are eligible for disability benefits and how you can claim said benefits. Worry not as we at Philippine Primer try our best to put you at ease as we explain your guide to disability help in the Philippines.<\/p>\n

For Expats Working in the Philippines<\/h3>\n

In the Philippines, there are\u00a0two agencies in charge of benefits: GSIS (Government Service Insurance System) and SSS (Republic of the Philippines Social Security System). As the name suggests, the former is in charge of the benefits of those employed in government service while the latter is for the private sector. To avoid confusion, let\u2019s focus on SSS.<\/p>\n

\"\"<\/p>\n

If you are working in the Philippines, chances are your employer registered you to be an SSS member. Should there be an unfortunate event that renders you disabled, either partially permanent like the loss of a digit, or totally permanent like blindness, you will be eligible for disability benefits, provided that you\u2019ve paid at least\u00a0one (1) monthly contribution to the agency prior to the semester of contingency.<\/p>\n

Types of Disability Benefits<\/strong><\/h3>\n

Under the SSS, there are 2 types of disability benefits:<\/p>\n

    \n
  1. Monthly Pension \u2013 a cash benefit paid to a disabled member who has paid at least 36 monthly contributions prior to the semester of disability.<\/li>\n
  2. Lump Sum Amount \u2013 granted to those who have not met the recognized 36 monthly contributions<\/li>\n<\/ol>\n

    How Much Will You Get?<\/strong><\/h4>\n

    For the monthly pension, the amount will be based on your number of paid contributions and how long you\u2019ve been a member before the semester of contingency. Members with less than 10 credited years of service will receive a monthly pension of Php 1,000, those with at least 10 years will receive Php 1,200 and those with at least 20 years will receive Php 2,400.<\/p>\n

    Two basic formulas are needed to calculate the lump sum amount:<\/p>\n