Trusted Mobile Payment Apps in the Philippines
Gone are the days when you have to unwillingly get out of your couch or sneak out of work just to make a last-minute bill payment at the bank or at a payment center. Many people have been turning to mobile banking and payment applications because of three reasons: convenience, efficiency, and availability. As long as you have a smartphone, you can save yourself the hassle of making a late-night run to a convenience store or driving to the mall just to pay your bills or remit money.
You can even use a mobile payment app to pay for items when shopping online! Let’s face it: you can stick to the old ways of paying in cash or adapt to technology and reap the great benefits of the mobile revolution. If you believe in the latter, check out these mobile payment apps that you should have right now on your smartphone.
GCash is a mobile wallet and micropayment service by Globe Telecom which now has an app available on the App Store and Google Play. If you are a Globe user, you can use GCash by linking your Globe mobile number and get a 10% rebate everytime you buy load for yourself or others. The GCash app also lets you send and receive money, pay bills, and shop online with GCash American Express Virtual Pay.
You can put funds into your GCash wallet by going to a Globe store or authorized GCash partner or by transferring funds using GCash Online Bank Transfer. If you’re on Globe Postpaid, you can also opt to charge your purchases/payments to your postpaid bill.
If you’ve been using PayPal to shop online and make or receive payments from around the world, then you’ll be glad to know that PayPal already has an app available for Apple and Android users. Although some of the features are only available to users in Western countries, the PayPal app will be useful for you if you’re doing business (e.g. freelance work) with international clients and transactions on international e-commerce sites.
Available in the App Store and Google Play, PayMaya works like a virtual prepaid debit card, which you can use to pay for items and bills online. You can use the PayMaya app to shop online, buy mobile games and apps, pay bills for flights and movies, send money, and more. PayMaya also gives you the option to split bills with friends and receive exclusive benefits like discounts at restaurants and deal sites.
You can load up your PayMaya account at 7-Eleven Cliqq kiosks, Robinson’s Department Stores, and SM Business Centers or through BDO funds transfer.
Coins.ph, which now has an app available on the App Store and Google Play, does not only let you send money and pay bills but it also lets you buy and use bitcoin even without a credit card. Some of the features of the app include sending and receiving cash, buying prepaid load, and paying bills and getting cash-backs. You can send and receive bitcoin funds and use them to pay merchants that accept bitcoins as payment.
You can cash in on your Coins.ph app easily at 7-Eleven, Cebuana Lhuillier, and M-Lhuillier, and at major banks.
BDO Mobile Banking
If you’re a customer of the Philippines’ leading bank, BDO Unibank, then having the BDO Mobile Banking app on your Apple or Android smartphone will be very handy for you. You can easily manage your accounts, including credit cards and investments, in one app. You can track your credit card points and rewards and monitor your transactions. The app also lets you send money, pay bills, and reload prepaid accounts.